Mi Plata

A 90-minute, 4-round Express simulation from the payroll seat of an adult wage worker who keeps a household in Funza, Colombia, on a base salary plus overtime and night surcharges that come and go with the season: reading the payslip and claiming what it owes, budgeting a variable wage on its floor, comparing the emergency credit offers by their total cost, managing the debts already there, splitting the prima before it arrives, saving automatically, giving the cesantias a goal and agreeing the money at home.

Karen Lizeth Mosquera Lemus (fictional), a warehouse operator at the fictional cold-storage distribution centre Logistica Sabana Fria, runs her household money from February 2027 to the end of 2028.

You decide what you do with the payslip and how you make the budget, which credit you take when the fridge dies and what you do with the debts, what you do with the June prima and how you save, and the 2028 goal and the money agreement at home.

Scored on your money run with its numbers, the chance of reaching 2029 with no expensive debt and a cushion, the household money protected, your time and peace of mind, trust at home, your papers in order (payroll and credit), and open risk; two shortcuts (borrowing from the daily-instalment lender, and a scheme that guarantees 10 percent a month) look like winning and cap the score. ES (Colombia) primary, EN parity.

An intermediate simulation for participants who already know the core concepts of the subject, designed for master's and MBA programmes.