Finance & Banking · Personal Finance

The Riley Carter Decade — Personal Finance Capstone

Capstone simulation that follows Riley Carter from age 22 to 32 across five life events (foundation, education fork, credit build, housing decision, insurance reckoning) plus a Settle-Up that projects to 65.

6 rounds Executive English, Español

Preview

About this simulation

Capstone simulation that follows Riley Carter from age 22 to 32 across five life events (foundation, education fork, credit build, housing decision, insurance reckoning) plus a Settle-Up that projects to 65. Composes the 881–886 personal-finance cluster around a single household-state ledger to teach compounding, opportunity cost, path-dependence, and identity-money links.

Who it is for

An advanced simulation for participants used to working with the main frameworks and trade-offs of the subject, designed for executive education and experienced professionals.

How a session runs

  1. The instructor creates a session from the Eureka dashboard and invites the participants.
  2. Participants play 6 rounds. In each one they submit their decisions and the simulation calculates the results. The first round opens with: Foundation · Age 22.
  3. The simulation can be run in English, Español.
  4. The instructor follows each participant's progress and results from the dashboard, and uses the class results for the debrief.

Decisions participants make

The decisions participants make during the simulation:

  • 401(k) contribution rate (employer matches 50% up to 6%)
  • Health plan
  • Roth IRA monthly contribution
  • Education path
  • Help Casey with college plan?
  • First credit card
  • Payment behavior over the next 24 months
  • Casey co-sign request (private loan, 9.5% variable)
  • Honest time horizon in Boise
  • Housing decision

What participants track

What participants follow on screen as the rounds go by:

  • Household Ledger
  • Riley Decisions This Phase
  • Phase History
  • Net Worth Trajectory (Riley, age 22 → 32)
  • Retirement Projection at Age 65

Subjects covered

Designed for courses in Personal Finance.

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