The First Paycheck

A 3-round personal finance capstone simulation for US high school students. Students play Jordan Rivera, a 17-year-old Columbus grocery bagger, making real decisions on the first pay stub, W-4 election, 50/30/20 budget, credit cards and BNPL, meme-coin temptations, and opening a custodial Roth IRA at age 17 — with a Financial Health Score and a compound-interest reveal at age 65.